![]() There is a monthly fee of $25, which can be waived with a minimum daily balance of $20,000 in the account or by being a member in the Preferred Rewards program. The third option is Bank of America Advantage Relationship Banking®, which earns interest. Plus, there are more options to waive the $12 monthly maintenance fee (waived if you have at least $250 in direct deposit payments each month, keep a minimum daily balance of $1,500 or more or if you’re a Preferred Rewards member). You get check writing ability with this account and can enroll in overdraft protection. The next checking account is Bank of America Advantage Plus Banking®. There’s a monthly fee of $4.95, which can be waived by maintaining a minimum daily balance of $500 in the account, being under 25 years old or by being a member in the Preferred Rewards Program. It’s digital-only, with no paper checks available and is designed for those just starting out. The most basic option is called Bank of America Advantage SafeBalance Banking®. Bank of America checking accountsīank of America offers three checking accounts. Bank branches or online only: Nearly 4,000 branches nationwide.Īccount details and annual percentage yields (APYs) are accurate as of Januand reflect the zip code 33966.Other accounts: Credit cards, auto loans, mortgages, refinancing, home equity loans, investment and retirement accounts.Certificate of deposit (CD): Bank of America Fixed Term certificates of deposit, Bank of America Featured CDs and Bank of America Flexible CD.Money market: Bank of America Rewards Money Market Savings.Savings accounts: Bank of America Advantage Savings.Checking accounts: Bank of America Advantage SafeBalance Banking®, Bank of America Advantage Plus Banking® and Bank of America Advantage Relationship Banking®.Low interest rates on savings accounts.Lots of potential fees across various accounts. ![]()
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